Data on sprytne.com is aggregated from official U.S. Government sources including the SEC EDGAR database, USAspending.gov, USPTO, and U.S. Census Bureau. In accordance with 17 U.S.C. § 105, works of the U.S. Government are not subject to copyright protection and reside in the Public Domain. sprytne.com provides value-added visualization and algorithmic analysis of these public records.
Not financial advice. sprytne.com is an automated market intelligence platform. We are not a registered investment advisor, broker, or dealer. Financial metrics, risk scores, and federal award data are for informational purposes only. Past performance (including government contract history) is not indicative of future market results. Verify all data via official SEC.gov filings.
This platform adheres to CCPA/GDPR standards regarding professional and public business data. Information displayed pertains to commercial entities and public officers in their professional capacity. For data verification or removal requests regarding non-public information, please visit our Contact page. Operated under Brand House Data Systems framework.
© 2026 sprytne.com — Institutional Data Intelligence — Federal Transparency Initiative
Ticker FISI · Nasdaq · NY
FINANCIAL INSTITUTIONS INC is a U.S. business entity operating within the National Commercial Banks sector (SIC 6021). Publicly traded on the Nasdaq under the ticker symbol FISI, the company is incorporated in New York. Our proprietary Semantic Risk Score of 14 indicates high transparency and low reporting risk, derived from the frequency and consistency of 10-K, 10-Q, and 8-K filing patterns. As part of the SIC 6021 classification, FINANCIAL INSTITUTIONS INC serves as a key benchmark for investors and analysts monitoring New York corporate performance.
Comparison based on Standard Industrial Classification (SIC) mapping from SEC EDGAR filings.
Filing data sourced from SEC EDGAR signals. 10-K = annual report · 10-Q = quarterly · 8-K = material event.
FINANCIAL INSTITUTIONS INC (FISI) — Key efficiency & solvency metrics · FY2025
Debt-to-Equity
Sector avg: 9.51
| Key Metric | Company | Industry Avg | Status |
|---|---|---|---|
| Net IncomeYoY: +279.8% | $74.9M | — | — |
| Debt-to-EquityTotal liabilities / stockholders equity. Lower = safer. | 8.98 | 9.51 | ▲ Stable |
Source: SEC EDGAR XBRL filings (10-K annual reports). Industry benchmarks derived from 41 companies in SIC 6021.
Disclaimer: All financial data is sourced from raw SEC EDGAR filings. Sprytne.com provides automated data visualization and algorithmic analysis for informational purposes only. This is NOT financial advice, a recommendation to buy/sell, or a guarantee of accuracy. Always verify data via official SEC sources before making investment decisions.
Federal Contracts
THIS AWARD IS FOR FOREIGN FINANCIAL INSTITUTIONS (FFIS) AND HOST COUNTRY TAX ADMINISTRATIONS (HCTAS) TO PUBLISH AND SUBSCRIBE INFORMATION REPORTS IN SUPPORT OF THE FOREIGN ACCOUNT TAX COMPLIANCE ACT INTERNATIONAL DATA EXCHANGE SERVICE (FATCA IDES).
THE AFI PROGRAM USES THE SERVICES OF A CONTRACTOR TO OBTAIN FINANCIAL ACCOUNT INFORMATION FROM FINANCIAL INSTITUTIONS (FI). THE AFI PROGRAM AUTOMATES THE FORMERLY PAPER-BASED FORM SSA-4641 VERIFICATION PROCESS WITH AN ELECTRONIC PROCESS TO VERIFY FIN
TO SUPPORT TO IMPLEMENT A THREE-YEAR PROGRAM ENTITLED ?USAID: MODERNIZING FINANCIAL INSTITUTIONS (MFI)?, BY IMPROVING THE ECONOMIC AND FINANCIAL MANAGEMENT OF THE PALESTINIAN AUTHORITY (PA)
IGF::OT::IGF THE PURPOSE OF THIS TASK ORDER IS TO PROVIDE FUNDS FOR FINANCIAL INSTITUTION (FI) FEES INCIDENTAL TO THE SERVICES ORDERED FOR THE BASE PERIOD OF THE ACCESS TO FINANCIAL INSTITUTIONS CONTRACT. THE SOCIAL SECURITY ADMINISTRATION (SSA) ADMINISTERS THE SUPPLEMENTAL SECURITY INCOME (SSI) PROGRAM THAT WAS CREATED BY CONGRESS TO PROVIDE INCOME ASSISTANCE FOR THE AGED, BLIND, OR DISABLED WHOSE INCOME AND RESOURCES ARE BELOW SPECIFIED LEVELS. COUNTABLE RESOURCES, INCLUDING THOSE FROM FINANCIAL ACCOUNTS, MUST BE UNDER $2,000 FOR AN INDIVIDUAL AND $3,000 FOR A COUPLE. CURRENTLY, THERE ARE OVER 8.2 MILLION SSI BENEFICIARIES ON THE ROLLS, AND APPROXIMATELY 2.6 MILLION INDIVIDUALS APPLY FOR SSI EACH YEAR. IN ADDITION, EACH YEAR SSA CONDUCTS APPROXIMATELY 2.6 MILLION PERIODIC REDETERMINATIONS OF SSI ELIGIBILITY. DURING BOTH INITIAL SSI CLAIMS DETERMINATIONS AND SSI REDETERMINATIONS, SSA MUST OBTAIN VERIFICATION OF FI ACCOUNT BALANCES TO DETERMINE THAT RESOURCES REMAIN UNDER THE SPECIFIED LEVEL(S). SSA USES TITLING, BALANCE, AND RELATED INFORMATION ON ALL TYPES OF ACCOUNTS AND CERTIFICATES HELD BY AN SSI APPLICANT, RECIPIENT, OR DEEMOR, TO IDENTIFY COUNTABLE RESOURCES. THE PURPOSE OF THE CONTRACT IS TO SUPPORT THE SSI PROGRAM BY USING THE ACCESS TO FINANCIAL INSTITUTIONS (AFI) PROGRAM TO VERIFY ACCOUNTS, ACCOUNT BALANCES, AND INTEREST INCOME FOR APPLICANTS, RECIPIENTS, AND/OR DEEMORS.
IGF::OT::IGF TASK ORDER 4 IS TO FUND FINANCIAL INSTITUTION (FI) REIMBURSEMENT FEES WHICH ARE SET AT A NOT TO EXCEED CEILING PRICE.
IGF::OT::IGF OTHER FUNCTIONS TASK ORDER 5 IS FOR OPTION YEAR 3 FINANCIAL INSTITUTION FEES.
IGF::CL::IGF -- NAVIGANT HOUSING COMPLIANCE. THE U.S. DEPARTMENT OF THE TREASURY (TREASURY) REQUIRES INDEPENDENT CONTRACTORS TO PROVIDE PROGRAM COMPLIANCE SUPPORT SERVICES, IN SUPPORT OF EFFORTS UNDER THE TROUBLED ASSETS RELIEF PROGRAM (TARP). THIS ACQUISITION WILL FURTHER THE TREASURY'S MISSION OF ENSURING THE SAFETY AND SOUNDNESS OF THE U.S. FINANCIAL SYSTEM AND SUPPORT THE IMPLEMENTATION OF PROGRAMS AND INITIATIVES UNDER THE ACT. VARIOUS TARP PROGRAMS WERE CREATED TO PROVIDE LOANS OR EQUITY INVESTMENTS TO PROVIDE CAPITAL TO FAILING FINANCIAL INSTITUTIONS AND AUTO COMPANIES.
TASK ORDER 6 IS TO FUND FINANCIAL INSTITUTION (FI) REIMBURSEMENT FEES FOR THE 6 MONTH EXTENSION OF THE CONTRACT.
THE PURPOSE OF THIS TASK ORDER IS TO FUND THE FINANCIAL INSTITUTION (FI) REIMBURSEMENT FEES FOR THE BASE YEAR OF THE AFI CONTRACT.
GITSSC FOR ACCESS TO FINANCIAL INSTITUTIONS AMEND GENERAL INFORMATION TECHNOLOGY SUPPORT SERVICES CONTRACT (GITSSC), CONTRACT NUMBER SS00-10-60023.
Source: USAspending.gov (Official Federal Award Data). Reflects prime contracts only. Last sync: 2026-03-30.
Compared to 95 peers in National Commercial Banks (SIC 6021)
SEC EDGAR XBRL filings by fiscal year
Side-by-side financial showdown — revenue, margins, and growth.
Methodology & compliance note
Data is aggregated from SEC EDGAR and Secretary of State public records. Any analytics such as "market share" are statistical estimates (proxy models) and are not official audits, valuations, or investment advice. Sprytne.com is an independent data aggregator and is not affiliated with any government agency.Learn more →